young professionals

Focused on creating a solid foundation during the formative years of your growing business

Altus will provide guidance to protect your future success.  We will protect and insure your most valuable assets first — your income and income earning capability. Taking into account both the security of your business and your family, our approach is based on commonsense. 

The Altus team will assist you in setting tangible goals to protect the financial well-being of your business and its employees.

 

By identifying goals, Altus can help you to earmark savings, allocate savings, control your debt structure and have a plan to payoff debt.  These fundamental decisions are a strong base for investing your profits.

Altus also helps to attract and retain quality employees through robust employee benefits options and 401(k) plans. We understand that a growing business takes a great deal of your time.  We partner with you to have a comprehensive view of your financial picture and provide you with real-time advice as your business evolves and grows.

Our team will work with you to

  • Understand your growing business’ short and long-term goals
  • Analyze insurance coverage and business risks
  • Suggest specialized policies to protect business financial stability
  • Understand employee benefit goals
  • Create a comprehensive employee benefits package
  • Provide ongoing service and support for retirement and 401(k) plans
  • Offer employee options for voluntary and supplemental health, long-term care, and disability insurance

Client:
New business owner with a young family

Challenge:
Balance growing business, protecting family, and saving while taking into account some student loan and business debt

Approach:
For young professional clients, we begin with writing down tangible goals that will be tracked long-term to measure success.  The key is setting up protections early in a career for the client’s income and income earning capability.  To this end, a comprehensive plan for both the business and family was made. Altus set up disability policies for the client and business to cover loans and expenses.  We created an employer sponsored 401(k) plan and 529 plan through payroll ductions for the company.

Result:
Established a strong foundation for the young business to be successful, retain key employees, and protect both business and family.

Client of Jeremy Perque

Partner, Altus Wealth Management

Services for Businesses include

  • Business Financial Planning
  • Comprehensive Company Insurance Coverage
  • Key-Person & Leadership Planning
  • Employee Benefit Programs
  • Group Health & Life Insurance
  • Tax Strategies
  • 401(k) Plans